Health Insurance
Having health insurance for fertility treatment can make your fertility journey feel a little more manageable by helping to ease some of the financial pressure of care.
At Thérapie Fertility, we are approved by all major health insurers in Ireland, including VHI, Laya Healthcare and Irish Life Health. Your level of cover will depend on your individual policy, so we always recommend checking your benefits directly with your insurer before starting treatment.
Using your health insurance for fertility treatment
The way your health insurance benefits are applied will depend on both your insurer and your level of cover.
Some VHI policies operate on a direct settlement basis, meaning VHI pays the covered amount directly to the clinic and you pay any remaining balance. If you are a VHI member, our team can also check your level of cover for you.
For Irish Life Health and Laya Healthcare members, you may be entitled to a rebate towards eligible fertility services. In most cases, you will need to pay for treatment and submit your claim directly to your insurer for reimbursement. We can provide any supporting documentation required for your claim.
Before starting treatment, it is important to confirm exactly what benefits are available under your policy.
In addition to any health insurance benefits, individuals who pay tax in Ireland may be entitled to claim up to 20% tax relief on qualifying fertility treatment expenses. This can provide further support with the overall cost of treatment.
Approved healthcare provider
We’re proud to be approved by Vhi, Irish Life Health and Laya Healthcare.
What our patients say
- Caoimhe Mckay4 days ago
Could not recommend Thérapie enough! My partner and I had our first consultation in March 25 and I was pregnant by September. Our daughter arrived in May 26. There was n…
Google Review - Carly Thompsona week ago
I genuinely can’t praise Therapie enough! IVF is such a hard journey, but having a clinic and a team that really care about you and your wellbeing makes the journey a lot…
Google Review - Lucie Geraghty3 weeks ago
We started our journey here in Therapie and have nothing but excellent experience. The entire process was very seamless. Youre set up with their portal where you communic…
Google Review - Polly Wenman3 weeks ago
Therapie has helped us as a family to gain the biggest miracle we never thought would happen, after so many set backs and years of infertility, we met with the nurse in D…
Google Review - Karina Swiacka3 weeks ago
After a significant expenditure and a rather unfavorable experience at Waterstone Clinic, I made the decision to transfer to Thérapie, which proved to be an excellent cho…
Google Review - Amy Caplin4 weeks ago
I can’t thank Amy enough, from the first consultation to the last scan, she really is wonderful and anyone would be in great hands with her. I felt so safe to do this jou…
Google Review - Victoria Kalandadzea month ago
I had the most attentive and amazing experience with Thérapie Fertility from the moment I walked in for my consultation. It was incredibly informative, and I felt genuin…
Google Review - Igotboomed Google Accounta month ago
We started our journey with Thérapie in January 2024, after so many years of struggle and being let down by the NHS. We were terrified to reach out to a private clinic, b…
Google Review - Andy 'areea month ago
The staff were and still are very supportive, understanding, and communicative during a difficult time.
Google Review - Laura Kearnsa month ago
We cannot recommend Thérapie Fertility enough. Our baby boy is now 6 months old through ICSI thanks to Thérapie which is something we once thought we would never have🩵 w…
Google Review - Alliea month ago
I froze embryos with Therapie Fertility earlier this year due to a complex medical history that may lead me to have difficulty conceiving in the future. Many clinics don’…
Google Review - Serena Rusha month ago
I cannot recommend Thérapie Fertility enough. I underwent treatment at Thérapie Fertility and the care that I received from all members of staff was absolutely fantastic.…
Google Review
Your health insurance questions answered.
Browse all FAQsSome policies may contribute towards fertility preservation, depending on your insurer and level of cover. This may be relevant if you are considering options such as egg freezing or embryo freezing. Always check your policy before making treatment decisions.
Some health insurance policies may contribute towards fertility testing. This could include tests carried out before treatment or as part of fertility planning. Your insurer can confirm exactly what is covered under your policy.
Some private health insurance policies may contribute towards IVF costs, but cover depends on your individual insurer and policy. If you are looking for health insurance that covers IVF, check your Table of Benefits and speak directly with your insurer before starting treatment.
Your insurer may ask for receipts, invoices or treatment documentation. Our team will be happy to provide the documents you need, where possible, so you can submit your claim in accordance with your insurer’s process.
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